🏦Bank Scorer

This institution is no longer active

Operations ceased on September 18, 2021. CRA examination history below reflects the period it was active.

FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE

BLOOMING PRAIRIE, MN · Supervised by FDIC

Est. 1904FDIC #1,599RSSD: FDIC-1599
Part ofCOUNTRY BANKERS INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2017

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.21%

Institution Profile

FDIC BankFind

Address

245 East Main Street, BLOOMING PRAIRIE, MN

County

Steele County

Established

May 7, 1904

Total Assets

$112M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2017

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2021Call Report / FDIC

Total Assets

$112M

Total Deposits

$102M

Net Loans

$65M

Net Income

$1M

ROA

2.21%

ROE

29.17%

Risk-Based Capital

16.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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