This institution is no longer active
Operations ceased on April 1, 2005. CRA examination history below reflects the period it was active.
VALLEY CITY, ND · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$95M
Total Deposits
$80M
Net Loans
$58M
Net Income
$339K
ROA
1.41%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.99%
Risk-Based Capital
17.56%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 1999 | Satisfactory | Small Bank |
| Oct 1996 | Satisfactory | Small Bank |
| Feb 1994 | Satisfactory | Not Reported |
1 previous rating locked — back to 1992
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Total Assets