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This institution is no longer active

Operations ceased on September 16, 2013. CRA examination history below reflects the period it was active.

FARMERS AND MERCHANTS BANK OF HILL CITY

HILL CITY, KS · Supervised by FDIC

Est. 1988FDIC #27,178RSSD: FDIC-27178
Part ofSTOCKTON BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.48%

Institution Profile

FDIC BankFind

Address

120 East Main Street, HILL CITY, KS

County

Graham County

Established

February 18, 1988

Total Assets

$43M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2010

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2013Call Report / FDIC

Total Assets

$43M

Total Deposits

$37M

Net Loans

$26M

Net Income

$104K

ROA

0.48%

ROE

4.33%

Risk-Based Capital

17.92%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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