This institution is no longer active

Operations ceased on July 31, 1993. CRA examination history below reflects the period it was active.

FARMERS AND MERCHANTS BANK IN COOPERSTOWN

COOPERSTOWN, ND · Supervised by FDIC

Est. 1906FDIC #17,330RSSD: FDIC-17330

Part ofCOMMUNITY FIRST BANKSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: September 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.09%

Institution Profile

FDIC BankFind

Address

Main Street, COOPERSTOWN, ND

County

Griggs County

Established

January 1, 1906

Total Assets

$25M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1993Call Report / FDIC

Total Assets

$25M

Total Deposits

$22M

Net Loans

$5M

Net Income

$11K

ROA

0.09%

ROE

0.78%

Risk-Based Capital

29.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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