This institution is no longer active

Operations ceased on August 6, 2005. CRA examination history below reflects the period it was active.

FARMERS AND MERCHANTS BANK AND TRUST

MOUNT PLEASANT, IA · Supervised by FDIC

Est. 1999FDIC #35,334RSSD: FDIC-35334

Part ofFARMERS&MERCHANTS BANCSHARES→ View all charters

Satisfactory

Current rating · Exam: March 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.41%

Institution Profile

FDIC BankFind

Address

105 West Monroe Street, MOUNT PLEASANT, IA

County

Henry County

Established

December 1, 1999

Total Assets

$13M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2002

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2005Call Report / FDIC

Total Assets

$13M

Total Deposits

$11M

Net Loans

$7M

Net Income

$25K

ROA

0.41%

ROE

2.15%

Risk-Based Capital

30.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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