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This institution is no longer active

Operations ceased on December 1, 2022. CRA examination history below reflects the period it was active.

FARMERS AND MERCHANTS BANK

AXTELL, NE · Supervised by FDIC

Est. 1907FDIC #17,444RSSD: FDIC-17444
Needs to Improve Same

Current rating · Exam: May 2021

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.59%

Institution Profile

FDIC BankFind

Address

402 Main St, AXTELL, NE

County

Kearney County

Established

July 1, 1907

Total Assets

$9M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

May 1, 2021

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2022Call Report / FDIC

Total Assets

$9M

Total Deposits

$9M

Net Loans

$1M

Net Income

$45K

ROA

0.59%

ROE

20.22%

Risk-Based Capital

24.53%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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