Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$878M
Net Loans
$229M
Net Income
$2M
ROA
0.87%
Below avg for Community banks. Peer avg: 0.90%
ROE
10.53%
Risk-Based Capital
23.81%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 232 | 81.9% | 6.03% |
| 2023 | 255 | 82.35% | 8.24% |
| 2022 | 131 | 80.92% | 6.11% |
| 2021 | 282 | 80.85% | 9.93% |
| 2020 | 414 | 71.98% | 16.43% |
| 2019 | 329 | 82.07% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Intermediate Small Bank |
| Oct 2021 | Satisfactory | Intermediate Small Bank |
| Aug 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
12
Branch Deposits
$827M
1-Year Change
0
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Preview:
| 2018 | 431 | 78.89% | 9.28% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red