Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$223M
Total Deposits
$141M
Net Loans
$130M
Net Income
$784K
ROA
1.42%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.96%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 65 | 75.38% | 10.77% |
| 2023 | 86 | 84.88% | 8.14% |
| 2022 | 80 | 75% | 6.25% |
| 2021 | 153 | 86.27% | 5.23% |
| 2020 | 168 | 82.74% | 6.55% |
| 2019 | 100 | 90% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2025 | Satisfactory | Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
| Feb 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$136M
1-Year Change
0
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Preview:
| 2018 | 75 | 85.33% | 9.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red