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This institution is no longer active

Operations ceased on August 24, 2012. CRA examination history below reflects the period it was active.

FARMER CITY STATE BANK

FARMER CITY, IL · Supervised by FDIC

Est. 1941FDIC #15,855RSSD: FDIC-15855
Part ofPREMIER BCORP OF ILLINOIS INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.47%

Institution Profile

FDIC BankFind

Address

333 South Main Street, FARMER CITY, IL

County

De Witt County

Established

November 1, 1941

Total Assets

$79M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2012

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2012Call Report / FDIC

Total Assets

$79M

Total Deposits

$70M

Net Loans

$15M

Net Income

$552K

ROA

1.47%

ROE

12.92%

Risk-Based Capital

31.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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