This institution is no longer active

Operations ceased on October 1, 1995. CRA examination history below reflects the period it was active.

FALL RIVER STATE BANK

FALL RIVER, KS · Supervised by FDIC

Est. 1946FDIC #16,452RSSD: FDIC-16452

Part ofSOUTHEAST BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: July 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.80%

Institution Profile

FDIC BankFind

Address

Main Street, FALL RIVER, KS

County

Greenwood County

Established

July 8, 1946

Total Assets

$5M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$5M

Total Deposits

$4M

Net Loans

$3M

Net Income

$88K

ROA

2.80%

ROE

38.50%

Risk-Based Capital

13.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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