Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$210M
Total Deposits
$180M
Net Loans
$150M
Net Income
$463K
ROA
0.87%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.87%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 75 | 84% | 5.33% |
| 2023 | 95 | 85.26% | 4.21% |
| 2022 | 107 | 85.98% | 2.80% |
| 2021 | 205 | 83.41% | 3.90% |
| 2020 | 254 | 86.22% | 6.30% |
| 2019 | 131 | 80.92% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2002 | Satisfactory | Small Bank |
| Jul 1997 | Satisfactory | Small Bank |
| Aug 1994 | Satisfactory | Not Reported |
2 previous ratings locked — back to 1991
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Total Branches
3
Branch Deposits
$179M
1-Year Change
0
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Preview:
| 2018 | 96 | 73.96% | 4.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red