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This institution is no longer active

Operations ceased on August 1, 2007. CRA examination history below reflects the period it was active.

EXCEL BANK MINNESOTA

MINNEAPOLIS, MN · Supervised by FDIC

Est. 1965FDIC #19,355RSSD: FDIC-19355
Part ofAMERICANA BCORP OF MN INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2004

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.27%

Institution Profile

FDIC BankFind

Address

50 South Sixth Street, Suite 1000, MINNEAPOLIS, MN

County

Hennepin County

Established

January 25, 1965

Total Assets

$614M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2004

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2007Call Report / FDIC

Total Assets

$614M

Total Deposits

$494M

Net Loans

$541M

Net Income

$-852K

ROA

-0.27%

ROE

-3.06%

Risk-Based Capital

9.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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