Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$490M
Total Deposits
$342M
Net Loans
$380M
Net Income
$3M
ROA
2.51%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.01%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 452 | 48.89% | 25.00% |
| 2023 | 499 | 44.69% | 28.06% |
| 2022 | 515 | 49.13% | 21.55% |
| 2021 | 650 | 48.31% | 22.92% |
| 2020 | 863 | 45.65% | 28.97% |
| 2019 | 867 | 42.1% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2023 | Satisfactory | Intermediate Small Bank |
| Nov 2019 | Satisfactory | Intermediate Small Bank |
| Jul 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
7
Branch Deposits
$325M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 1,147 | 39.15% | 36.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red