Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$198M
Total Deposits
$169M
Net Loans
$157M
Net Income
$751K
ROA
1.52%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.21%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 70 | 88.57% | 0.00% |
| 2023 | 55 | 94.55% | 0.00% |
| 2022 | 95 | 94.74% | 1.05% |
| 2019 | 93 | 92.47% | 2.15% |
| 2018 | 75 | 94.67% | 2.67% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Small Bank |
| Jul 2017 | Satisfactory | Small Bank |
| Aug 2011 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
3
Branch Deposits
$160M
1-Year Change
0
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