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This institution is no longer active

Operations ceased on February 14, 2020. CRA examination history below reflects the period it was active.

ERICSON STATE BANK

ERICSON, NE · Supervised by FDIC

Est. 1959FDIC #18,265RSSD: FDIC-18265
Part ofWHEELER COUNTY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.36%

Institution Profile

FDIC BankFind

Address

427 Central Avenue, ERICSON, NE

County

Wheeler County

Established

October 20, 1959

Total Assets

$101M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2019

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2019Call Report / FDIC

Total Assets

$101M

Total Deposits

$95M

Net Loans

$86M

Net Income

$-3,546K

ROA

-3.36%

ROE

-48.39%

Risk-Based Capital

5.58%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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