Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$517M
Total Deposits
$454M
Net Loans
$436M
Net Income
$1M
ROA
0.92%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.85%
Risk-Based Capital
14.20%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 212 | 81.13% | 5.66% |
| 2023 | 245 | 83.67% | 4.90% |
| 2022 | 357 | 83.19% | 7.28% |
| 2021 | 542 | 79.7% | 11.44% |
| 2020 | 705 | 85.53% | 7.09% |
| 2019 | 433 | 81.76% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2007 | Satisfactory | Small Bank |
| May 2003 | Satisfactory | Small Bank |
| Jan 1999 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$455M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 378 | 80.69% | 11.11% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red