LAWRENCEVILLE, GA · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$233M
Total Deposits
$204M
Net Loans
$167M
Net Income
$875K
ROA
1.55%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.70%
Risk-Based Capital
14.68%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 3 | 100% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Small Bank |
| Aug 2020 | Satisfactory | Small Bank |
| Oct 2015 | Satisfactory | Small Bank |
1 previous rating locked — back to 2010
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Total Branches
1
Branch Deposits
$164M
1-Year Change
0
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