This institution is no longer active

Operations ceased on April 30, 1994. CRA examination history below reflects the period it was active.

ELROSA STATE BANK

ELROSA, MN · Supervised by FDIC

Est. 1919FDIC #19,852RSSD: FDIC-19852

Satisfactory

Current rating · Exam: May 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.15%

Institution Profile

FDIC BankFind

Address

Main Street, ELROSA, MN

County

Stearns County

Established

October 25, 1919

Total Assets

$11M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$11M

Total Deposits

$10M

Net Loans

$6M

Net Income

$34K

ROA

1.15%

ROE

10.24%

Risk-Based Capital

21.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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