🏦Bank Scorer

This institution is no longer active

Operations ceased on August 16, 2008. CRA examination history below reflects the period it was active.

ELLIS STATE BANK

ELLIS, KS · Supervised by FDIC

Est. 1899FDIC #12,424RSSD: FDIC-12424
Part ofDOWNING PARTNERSHIP L P→ View all charters
Outstanding Up

Current rating · Exam: November 2007

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.52%

Institution Profile

FDIC BankFind

Address

916 Washington Street, ELLIS, KS

County

Ellis County

Established

January 1, 1899

Total Assets

$68M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 2007

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2008Call Report / FDIC

Total Assets

$68M

Total Deposits

$60M

Net Loans

$53M

Net Income

$-174K

ROA

-0.52%

ROE

-5.64%

Risk-Based Capital

12.97%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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