🏦Bank Scorer

This institution is no longer active

Operations ceased on May 11, 2013. CRA examination history below reflects the period it was active.

ELKVILLE STATE BANK

ELKVILLE, IL · Supervised by FDIC

Est. 1906FDIC #10,810RSSD: FDIC-10810
Satisfactory Same

Current rating · Exam: August 2009

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.35%

Institution Profile

FDIC BankFind

Address

110 S 4th St, ELKVILLE, IL

County

Jackson County

Established

September 17, 1906

Total Assets

$24M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 3, 2009

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2013Call Report / FDIC

Total Assets

$24M

Total Deposits

$20M

Net Loans

$2M

Net Income

$21K

ROA

0.35%

ROE

2.03%

Risk-Based Capital

39.44%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/c5b6e9f8-9279-4b45-83f0-127f1a052a0c"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: