🏦Bank Scorer

This institution is no longer active

Operations ceased on March 30, 2011. CRA examination history below reflects the period it was active.

EDENS BANK

WILMETTE, IL · Supervised by FDIC

Est. 1971FDIC #20,435RSSD: FDIC-20435
Part ofNC BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2008

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.28%

Institution Profile

FDIC BankFind

Address

3245 West Lake Avenue, WILMETTE, IL

County

Cook County

Established

June 10, 1971

Total Assets

$249M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2010Call Report / FDIC

Total Assets

$249M

Total Deposits

$225M

Net Loans

$188M

Net Income

$-3,395K

ROA

-1.28%

ROE

-13.52%

Risk-Based Capital

13.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/1dd4f7de-0fe7-4b89-89dc-7507e714233d"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: