Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$383M
Total Deposits
$346M
Net Loans
$222M
Net Income
$937K
ROA
0.99%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.57%
Risk-Based Capital
18.08%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 99 | 78.79% | 9.09% |
| 2023 | 94 | 77.66% | 9.57% |
| 2019 | 99 | 78.79% | 8.08% |
| 2018 | 135 | 78.52% | 14.07% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Intermediate Small Bank |
| Jun 2020 | Satisfactory | Small Bank |
| Aug 2017 | Satisfactory | Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
9
Branch Deposits
$338M
1-Year Change
0
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