Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$260M
Total Deposits
$224M
Net Loans
$190M
Net Income
$-1,957K
ROA
-3.04%
Below avg for Small banks. Peer avg: 0.44%
ROE
-43.31%
Risk-Based Capital
10.78%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 55 | 96.36% | 1.82% |
| 2023 | 38 | 89.47% | 2.63% |
| 2020 | 39 | 92.31% | 0.00% |
| 2019 | 45 | 88.89% | 8.89% |
| 2018 | 44 | 95.45% | 4.55% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Small Bank |
| Jan 2020 | Satisfactory | Small Bank |
| Jan 2015 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2004
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Total Branches
1
Branch Deposits
$234M
1-Year Change
0
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