This institution is no longer active

Operations ceased on October 6, 2014. CRA examination history below reflects the period it was active.

DOWNS BANK

DOWNS, KS · Supervised by FDIC

Est. 1919FDIC #4,656RSSD: FDIC-4656

Part ofDOWNS BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: March 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.15%

Institution Profile

FDIC BankFind

Address

800 Morgan Avenue, DOWNS, KS

County

Osborne County

Established

January 1, 1919

Total Assets

$17M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2014

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2014Call Report / FDIC

Total Assets

$17M

Total Deposits

$15M

Net Loans

$5M

Net Income

$-20K

ROA

-0.15%

ROE

-1.54%

Risk-Based Capital

35.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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