🏦Bank Scorer

DOUGLAS NATIONAL BANK

DOUGLAS, GA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 2001FDIC #57,230
Outstanding Up

Current rating · Exam: October 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 3.50%

Institution Profile

FDIC BankFind

Address

211 Ward St E, DOUGLAS, GA

County

Coffee County

Established

November 19, 2001

Total Assets

$332M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 2, 2023

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Oct 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$332M

Total Deposits

$301M

Net Loans

$240M

Net Income

$3M

ROA

3.50%

ROE

36.76%

Risk-Based Capital

15.26%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$302M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 2009

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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