This institution is no longer active

Operations ceased on August 9, 2008. CRA examination history below reflects the period it was active.

DELAWARE STERLING BANK & TRUST COMPANY

CHRISTIANA, DE · Supervised by FDIC

Est. 2005FDIC #57,896RSSD: FDIC-57896

Part ofPNC FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: March 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.96%

Institution Profile

FDIC BankFind

Address

630 Churchmans Road - Suite 204, CHRISTIANA, DE

County

New Castle County

Established

January 3, 2005

Total Assets

$32M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2008Call Report / FDIC

Total Assets

$32M

Total Deposits

$28M

Net Loans

$21M

Net Income

$-201K

ROA

-0.96%

ROE

-9.94%

Risk-Based Capital

18.41%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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