Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.4B
Net Loans
$916M
Net Income
$7M
ROA
1.77%
Above avg for Community banks. Peer avg: 0.90%
ROE
20.29%
Risk-Based Capital
12.33%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 972 | 84.47% | 3.81% |
| 2023 | 920 | 83.37% | 5.54% |
| 2022 | 1,027 | 89% | 4.97% |
| 2021 | 1,116 | 85.93% | 4.39% |
| 2020 | 1,422 | 90.93% | 3.38% |
| 2019 | 655 | 87.48% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Oct 2020 | Satisfactory | Intermediate Small Bank |
| Nov 2017 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2015
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Total Branches
14
Branch Deposits
$1.1B
1-Year Change
+2
5-year net change: +1 branches
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Preview:
| 2018 | 552 | 84.6% | 7.07% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red