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This institution is no longer active

Operations ceased on December 12, 1992. CRA examination history below reflects the period it was active.

DEERBROOK STATE BANK

DEERFIELD, IL · Supervised by FDIC

Est. 1972FDIC #20,795RSSD: FDIC-20795
Needs to Improve

Current rating · Exam: July 1991

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -2.32%

Institution Profile

FDIC BankFind

Address

160 South Waukegan Road, DEERFIELD, IL

County

Lake County

Established

September 18, 1972

Total Assets

$15M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

July 21, 1991

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$15M

Total Deposits

$14M

Net Loans

$7M

Net Income

$-273K

ROA

-2.32%

ROE

-86.30%

Risk-Based Capital

4.94%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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