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This institution is no longer active

Operations ceased on September 25, 2010. CRA examination history below reflects the period it was active.

DAKOTA COUNTY STATE BANK

SOUTH SIOUX CITY, NE · Supervised by FDIC

Est. 1963FDIC #18,944RSSD: FDIC-18944
Part ofWEST POINT BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.48%

Institution Profile

FDIC BankFind

Address

2024 Dakota Avenue, SOUTH SIOUX CITY, NE

County

Dakota County

Established

November 22, 1963

Total Assets

$94M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2010

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2010Call Report / FDIC

Total Assets

$94M

Total Deposits

$80M

Net Loans

$52M

Net Income

$682K

ROA

1.48%

ROE

16.32%

Risk-Based Capital

15.99%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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