This institution is no longer active
Operations ceased on June 21, 2025. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Needs Attention
ROA -1.83%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$7.4B
Total Deposits
$6.5B
Net Loans
$5.9B
Net Income
$-34,524K
ROA
-1.83%
ROE
-18.08%
Risk-Based Capital
10.27%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
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Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 56 | 78.57% | 7.14% |
| 2023 | 207 | 80.68% | 3.86% |
| 2022 | 180 | 86.11% | 3.33% |
| 2021 | 212 | 84.91% | 3.30% |
| 2020 | 302 | 76.49% | 2.98% |
| 2019 | 236 | 82.63% | 4.66% |
| 2018 | 239 | 85.77% | 3.35% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
5 previous ratings locked — dating back to 2010
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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