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This institution is no longer active

Operations ceased on May 15, 2004. CRA examination history below reflects the period it was active.

COUNTRYSIDE BANK

MERIDEN, KS · Supervised by FDIC

Est. 1890FDIC #13,734RSSD: FDIC-13734
Part ofDENISON BANCSHARES INC HOLTON→ View all charters
Satisfactory Same

Current rating · Exam: July 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.88%

Institution Profile

FDIC BankFind

Address

Highway K-4, MERIDEN, KS

County

Jefferson County

Established

March 3, 1890

Total Assets

$34M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2004Call Report / FDIC

Total Assets

$34M

Total Deposits

$29M

Net Loans

$23M

Net Income

$-74K

ROA

-0.88%

ROE

-8.43%

Risk-Based Capital

9.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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