This institution is no longer active

Operations ceased on April 27, 1991. CRA examination history below reflects the period it was active.

COSMOPOLITAN STATE BANK OF STILLWATER

STILLWATER, MN · Supervised by FDIC

Est. 1919FDIC #10,189RSSD: FDIC-10189

Satisfactory

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.03%

Institution Profile

FDIC BankFind

Address

101 South Main Street, STILLWATER, MN

County

Washington County

Established

June 25, 1919

Total Assets

$47M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 21, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1991Call Report / FDIC

Total Assets

$47M

Total Deposits

$43M

Net Loans

$26M

Net Income

$-3K

ROA

-0.03%

ROE

-0.41%

Risk-Based Capital

11.66%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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