Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$243M
Total Deposits
$221M
Net Loans
$154M
Net Income
$799K
ROA
1.32%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.00%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 88 | 93.18% | 4.55% |
| 2023 | 83 | 87.95% | 4.82% |
| 2022 | 105 | 91.43% | 2.86% |
| 2021 | 224 | 91.07% | 3.57% |
| 2020 | 255 | 87.06% | 4.31% |
| 2019 | 170 | 93.53% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Small Bank |
| May 2019 | Satisfactory | Small Bank |
| Aug 2013 | Satisfactory | Small Bank |
1 previous rating locked — back to 2008
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Total Branches
7
Branch Deposits
$214M
1-Year Change
0
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Preview:
| 2018 | 148 | 81.08% | 5.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red