Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$914M
Net Loans
$763M
Net Income
$3M
ROA
1.01%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.21%
Risk-Based Capital
12.80%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 113 | 87.61% | 4.42% |
| 2023 | 83 | 89.16% | 2.41% |
| 2022 | 191 | 94.24% | 1.05% |
| 2021 | 609 | 93.92% | 0.82% |
| 2020 | 1,111 | 94.33% | 1.53% |
| 2019 | 311 | 93.57% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2022 | Satisfactory | Intermediate Small Bank |
| Nov 2018 | Satisfactory | Intermediate Small Bank |
| Jun 2015 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2009
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Total Branches
5
Branch Deposits
$892M
1-Year Change
0
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Preview:
| 2018 | 154 | 88.96% | 3.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red