Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$896M
Net Income
$3M
ROA
0.94%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.25%
Risk-Based Capital
12.07%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 160 | 65.63% | 18.13% |
| 2023 | 210 | 72.38% | 20.00% |
| 2022 | 228 | 74.12% | 14.04% |
| 2021 | 390 | 76.92% | 12.05% |
| 2020 | 270 | 69.26% | 15.56% |
| 2019 | 172 | 83.14% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| Jul 2022 | Satisfactory | Intermediate Small Bank |
| Jul 2019 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1994
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Total Branches
22
Branch Deposits
$1.0B
1-Year Change
+1
5-year net change: +4 branches
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Preview:
| 6.40% |
| 2018 | 130 | 70% | 13.85% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red