This institution is no longer active
Operations ceased on January 1, 2000. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$39M
Total Deposits
$35M
Net Loans
$30M
Net Income
$698K
ROA
1.70%
Above avg for Small banks. Peer avg: 0.44%
ROE
20.38%
Risk-Based Capital
12.84%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 927 | 68.28% | 15.10% |
| 2019 | 59 | 61.02% | 35.59% |
| 2018 | 45 | 75.56% | 22.22% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 1999 | Outstanding | Small Bank |
| Dec 1995 | Outstanding | Not Reported |
| Oct 1994 | Satisfactory | Not Reported |
2 previous ratings locked — back to 1991
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Total Assets