🏦Bank Scorer

COMMUNITY STATE BANK OF ROCK FALLS

ROCK FALLS, IL · Supervised by FDIC

Est. 1975FDIC #21,988RSSD: FDIC-21988
Part ofCOMMUNITY ILLINOIS CORP→ View all charters
Satisfactory Same

Current rating · Exam: August 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.80%

Institution Profile

FDIC BankFind

Address

1801 1st Ave, ROCK FALLS, IL

County

Whiteside County

Established

April 24, 1975

Total Assets

$318M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2021

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Aug 2026(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$318M

Total Deposits

$281M

Net Loans

$205M

Net Income

$636K

ROA

0.80%

ROE

7.50%

Risk-Based Capital

20.59%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$281M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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