Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.5B
Total Deposits
$2.2B
Net Loans
$1.7B
Net Income
$6M
ROA
1.04%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.99%
Risk-Based Capital
13.59%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,454 | 82.46% | 5.98% |
| 2023 | 1,409 | 80.77% | 6.17% |
| 2022 | 1,523 | 82.27% | 6.04% |
| 2021 | 1,403 | 76.41% | 8.13% |
| 2020 | 1,230 | 75.37% | 7.64% |
| 2019 | 1,056 | 72.54% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Oct 2020 | Outstanding | Intermediate Small Bank |
| Oct 2017 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
40
Branch Deposits
$2.0B
1-Year Change
0
5-year net change: +5 branches
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Preview:
| 10.23% |
| 2018 | 965 | 74.2% | 10.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red