This institution is no longer active
Operations ceased on August 29, 2000. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$279M
Total Deposits
$227M
Net Loans
$175M
Net Income
$2M
ROA
1.36%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.76%
Risk-Based Capital
14.91%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 3,205 | 76.91% | 6.15% |
| 2022 | 184 | 72.83% | 9.24% |
| 2021 | 320 | 72.5% | 12.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 1996 | Satisfactory | Not Reported |
| Feb 1995 | Needs to Improve | Not Reported |
| Jul 1992 | Outstanding | Not Reported |
1 previous rating locked — back to 1990
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Established
Total Assets