Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$367M
Total Deposits
$321M
Net Loans
$291M
Net Income
$2M
ROA
1.70%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.70%
Risk-Based Capital
13.63%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 406 | 75.37% | 5.17% |
| 2022 | 630 | 73.02% | 7.30% |
| 2021 | 1,140 | 77.63% | 7.63% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Small Bank |
| Mar 2022 | Satisfactory | Small Bank |
| Feb 2019 | Satisfactory | Small Bank |
3 previous ratings locked — back to 2003
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Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$313M
1-Year Change
0
5-year net change: -1 branches
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