🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 2015. CRA examination history below reflects the period it was active.

COMMUNITY FIRST BANK

FAIRVIEW HEIGHTS, IL · Supervised by FDIC

Est. 1988FDIC #27,393RSSD: FDIC-27393
Part ofCOMMUNITY FIRST BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2014

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.10%

Institution Profile

FDIC BankFind

Address

4600 North Illinois, FAIRVIEW HEIGHTS, IL

County

St. Clair County

Established

November 30, 1988

Total Assets

$204M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2014

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$204M

Total Deposits

$188M

Net Loans

$169M

Net Income

$1M

ROA

1.10%

ROE

9.08%

Risk-Based Capital

11.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/4f8ae684-5a27-4bfe-b6ee-0211db477b4a"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: