🏦Bank Scorer

This institution is no longer active

Operations ceased on January 1, 2023. CRA examination history below reflects the period it was active.

COMMUNITY FIRST BANK

KEOSAUQUA, IA · Supervised by FDIC

Est. 1931FDIC #11,348RSSD: FDIC-11348
Satisfactory Same

Current rating · Exam: April 2008

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.52%

Institution Profile

FDIC BankFind

Address

714 1st St, KEOSAUQUA, IA

County

Van Buren County

Established

January 1, 1931

Total Assets

$149M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 5, 2008

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2022Call Report / FDIC

Total Assets

$149M

Total Deposits

$139M

Net Loans

$93M

Net Income

$2M

ROA

1.52%

ROE

19.97%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/7e9602c0-4e19-4807-b8ed-8eba61336387"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: