This institution is no longer active

Operations ceased on October 21, 2011. CRA examination history below reflects the period it was active.

COMMUNITY CAPITAL BANK

JONESBORO, GA · Supervised by FDIC

Est. 2002FDIC #57,036RSSD: FDIC-57036

Part ofCCB FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: July 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.89%

Institution Profile

FDIC BankFind

Address

2236 Mount Zion Road, JONESBORO, GA

County

Clayton County

Established

August 5, 2002

Total Assets

$165M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2010

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2011Call Report / FDIC

Total Assets

$165M

Total Deposits

$158M

Net Loans

$123M

Net Income

$-2,569K

ROA

-1.89%

ROE

-93.38%

Risk-Based Capital

2.72%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2004

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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