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This institution is no longer active

Operations ceased on October 19, 2009. CRA examination history below reflects the period it was active.

COMMUNITY BANK OF THE RED RIVER VALLEY

EAST GRAND FORKS, MN · Supervised by FDIC

Est. 1964FDIC #19,180RSSD: FDIC-19180
Part ofFRANDSEN FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: April 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.45%

Institution Profile

FDIC BankFind

Address

1413 Central Avenue, N.W., EAST GRAND FORKS, MN

County

Polk County

Established

July 20, 1964

Total Assets

$282M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$282M

Total Deposits

$241M

Net Loans

$192M

Net Income

$3M

ROA

1.45%

ROE

13.33%

Risk-Based Capital

11.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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