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This institution is no longer active

Operations ceased on October 30, 2009. CRA examination history below reflects the period it was active.

COMMUNITY BANK OF LEMONT

LEMONT, IL · Supervised by FDIC

Est. 2001FDIC #35,291RSSD: FDIC-35291
Part ofFBOP CORP→ View all charters
Satisfactory Same

Current rating · Exam: April 2009

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -20.92%

Institution Profile

FDIC BankFind

Address

1229 State Street, LEMONT, IL

County

Cook County

Established

February 23, 2001

Total Assets

$82M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2009

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$82M

Total Deposits

$81M

Net Loans

$44M

Net Income

$-13,477K

ROA

-20.92%

ROE

-979.36%

Risk-Based Capital

-3.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 2003

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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