This institution is no longer active

Operations ceased on September 10, 2005. CRA examination history below reflects the period it was active.

COMMUNITY BANK & TRUST, S.B.

OLNEY, IL · Supervised by FDIC

Est. 1883FDIC #30,319RSSD: FDIC-30319

Part ofFIRST FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: May 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.76%

Institution Profile

FDIC BankFind

Address

240 East Chestnut St, OLNEY, IL

County

Richland County

Established

January 1, 1883

Total Assets

$125M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2005Call Report / FDIC

Total Assets

$125M

Total Deposits

$98M

Net Loans

$69M

Net Income

$486K

ROA

0.76%

ROE

4.87%

Risk-Based Capital

25.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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