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This institution is no longer active

Operations ceased on September 11, 1995. CRA examination history below reflects the period it was active.

COMMUNITY BANK & TRUST COMPANY OF EDGEWATER

CHICAGO, IL · Supervised by FDIC

Est. 1974FDIC #21,770RSSD: FDIC-21770
Part ofFIRSTAR CORP→ View all charters
Outstanding

Current rating · Exam: March 1993

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.34%

Institution Profile

FDIC BankFind

Address

5340 North Clark Street, CHICAGO, IL

County

Cook County

Established

September 26, 1974

Total Assets

$70M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1993

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$70M

Total Deposits

$64M

Net Loans

$33M

Net Income

$116K

ROA

0.34%

ROE

5.09%

Risk-Based Capital

12.42%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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