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This institution is no longer active

Operations ceased on July 17, 2015. CRA examination history below reflects the period it was active.

COMMUNITY BANK

ALTON, IA · Supervised by FDIC

Est. 1915FDIC #14,498RSSD: FDIC-14498
Part ofALTON BCORP→ View all charters
Satisfactory Same

Current rating · Exam: October 2013

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.38%

Institution Profile

FDIC BankFind

Address

208 Tenth Street, ALTON, IA

County

Sioux County

Established

September 24, 1915

Total Assets

$41M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2013

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$41M

Total Deposits

$36M

Net Loans

$21M

Net Income

$80K

ROA

0.38%

ROE

3.74%

Risk-Based Capital

15.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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