This institution is no longer active

Operations ceased on July 21, 2016. CRA examination history below reflects the period it was active.

COMMUNITY & SOUTHERN BANK

ATLANTA, GA · Supervised by FDIC

Est. 2010FDIC #59,010RSSD: FDIC-59010

Part ofCOMMUNITY&SOUTHERN HOLDINGS→ View all charters

Satisfactory Same

Current rating · Exam: December 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.25%

Institution Profile

FDIC BankFind

Address

3333 Riverwood Parkway Southeast, Suite 100, ATLANTA, GA

County

Cobb County

Established

January 29, 2010

Total Assets

$3.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2014

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2016Call Report / FDIC

Total Assets

$3.9B

Total Deposits

$3.3B

Net Loans

$3.1B

Net Income

$25M

ROA

1.25%

ROE

10.82%

Risk-Based Capital

13.04%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2011

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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