🏦Bank Scorer

This institution is no longer active

Operations ceased on October 26, 2024. CRA examination history below reflects the period it was active.

COMMODORE BANK

SOMERSET, OH · Supervised by FDIC

Est. 1928FDIC #2,289RSSD: FDIC-2289
Part ofCOMMODORE FINL NETWORK INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.31%

Institution Profile

FDIC BankFind

Address

100 E Main St, SOMERSET, OH

County

Perry County

Established

December 8, 1928

Total Assets

$89M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Mar 2027(based on asset size)

Financial Snapshot

As of Q3 2024Call Report / FDIC

Total Assets

$89M

Total Deposits

$83M

Net Loans

$49M

Net Income

$-211K

ROA

-0.31%

ROE

-6.66%

Risk-Based Capital

12.82%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate0.00%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202313100%0.00%
20209892.86%4.08%
20194283.33%14.29%
20184484.09%6.82%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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